Insight Report: Edition 2 - Financing the future

Building affordable housing pathways for community housing

This edition shines a light on a wide range of innovative financial solutions, some already operating within the New Zealand housing system. At Community Housing Aotearoa, we believe we already have all the money we need to house everyone well, if we make different choices as a country.

In many cases, the challenge isn’t inventing new services, but scaling the ones we know are working.
The policies, partnerships and tools we need already exist. What’s required now is greater collaboration, sharing, replication, and the will to act. It’s about doing more of what’s proven, more often, and in more places.

It’s about turning intention into impact and potential into practice. The challenge is one of scale, coordination and urgency — not invention.
Our nation's choices today will shape the country we, and our children, will live in tomorrow. Current trends are leading us toward a future divided by access to property and wealth. But that’s not inevitable. Whether you’re working, studying, renting, building, or retired, every one of us has a role to play.

We must hold in our hearts and minds a vision of a nation where all New Zealanders are well-housed, and commit to making that vision real.
We’ve chosen to focus this edition on finance because it remains the biggest barrier to scaling affordable housing. The stories shared here, of products, policies, services and people, reflect a growing ecosystem of solutions for low, and moderate-income, New Zealanders. Behind each example is the belief that systems change is possible, and already underway.

To say their struggle isn’t ours is like saying their end of the boat we’re all in is sinking, while ours stays afloat.

We’re in this together. Let’s build the future — together.

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